Own your future home in Croydon with Keyzy

It has never been as difficult to buy a home than it is today. Mortgage lender's rules and restrictions for borrowers are out of date. Endless house price increases, slow wage growth and the cost of living crisis have excluded millions from their homeownership dream.

It's time for change.

At Keyzy, we made a way to help left-behind home buyers get a foot on the property ladder. And while we're at it, we've taken the hassle out of the buying process. In other words, we're here to make homeownership a reality again.

See how it works
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Keep 100% of your rent for your future home

Croydon: A South London Powerhouse of Creativity and Connectivity

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Live Large in Croydon: Where Ambition Meets Affordability

  • As one of the capital’s biggest boroughs, Croydon has carved out a name for itself with bold architecture and a dynamic arts scene.
  • With major retail centres, street art, tech startups, and superb transport links, it’s a magnet for young professionals and families.

From Boxpark’s buzzing food hub to quick trains into London Bridge, Croydon brings big energy to suburban life.

Flats and houses to rent with Keyzy

Rent-to-own properties across London coming soon

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Questions about Rent to Buy in Croydon?

Read through some frequently asked questions.

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How much deposit do I need?
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Unlike most normal rentals, you don’t need a deposit to move into the property. However, you will need a deposit to buy the house at the end of the lease if you want to. The typical minimum deposit required to buy a home is normally 5% or 10%. There are currently some zero deposit mortgages available but as we don’t know their availability at the end of the lease term it would be best to prepare to have to pay some form of deposit. We can provide you details as to a regular monthly amount to save to have the required funds at the end of the lease.
What is the minimum household income required?
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There are no hidden fees on our Keyzy product. Your rental will be fixed for the full duration of your lease, no increases! We don’t charge a deposit or product fee, we don’t charge you a fee if you don’t by the home at the end.
What are the basic eligibility criteria?
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Each property will have a date that it is available from, if you have gone through the approval process and the rental is affordable you can move in from that date. This can be a very fast process in many cases so it’s good to be ready to move when the home is available.
What if I want to leave the property?
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The lease will be for a 2 year term. At the end of the term we can sign a new lease if you are unable to buy the home. You are of course free to leave the property if you don’t wish to buy or you can carry on with a new lease.
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Keyzy is a trading name of Kollitom Ltd, a company registered in England and Wales (Company No. 13075506) with its office at LABS Atrium, Chalk Farm Rd, London, NW1 8AH.

Keyzy’s offering does not fall within the scope of financial services regulation. Customers should ensure they understand what this means before they use the Keyzy product.

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